Maybe you’re still making bank each month, but you don’t like the way the numbers are heading. Or maybe money was already tight before our national economy went south, and you’re looking for ways to improve the odds.
Bringing in extra money isn’t always about getting a side hustle. The following tips can help you grow your wealth without having to take on a second job.
1. Don’t overpay when you shop online
Online shopping is the norm these days, saving us endless hours of driving, parking, shopping, standing in line and then battling the freeway back home. No more spending half your weekend obtaining the things you need.
The cost of convenience, though, can be steep. To make sure you’re getting the best deals, use Capital One Shopping.
This free browser tool searches more than 30,000 retailers to find the best prices. Capital One Shopping finds coupons, and it even factors in membership pricing and shipping costs to pinpoint the absolute best deal for you. Bonus: Every time you buy through the browser, you get points that you can cash in for gift cards.
Never pay full price again. Download Capital One Shopping now.
2. Erase your credit card debt in 24-48 months
According to the Consumer Financial Protection Bureau, credit cards are one of the biggest reasons that Americans owe so much money. Between 2018 and 2020, US residents paid approximately $120 billion per year in credit card fees and interest. That’s about $1,000 per household every year, on average.
Stop throwing away money paying sky-high interest. A debt-relief company called National Debt Relief can help.
This company helps people deal with out-of-control debt. They’ll look at your situation – no judging! – and determine the best path forward. National Debt Relief offers both debt consolidation (putting all you owe into a single loan with a single monthly payment) and debt settlement (negotiating with creditors to forgive a chunk of your debt, which generally works out to 50%).
The company says it typically takes 24 to 48 months to retire a client’s debt, although it could be faster than that. By contrast, if you made minimum payments on a maxed-out card it could take 10 to 20 years to pay it off. Think of all the interest you’d be paying in that case.
Ready to be debt-free? Get your free, no obligation consultation today.
3. Secure your wealth by investing in gold
Recent stock market plunges have made lots of people nervous — especially those who don’t already have millions of dollars stashed away. Some wonder whether they should keep all their money in the market. They wonder whether there’s a more time-tested way of investing.
There is. It’s called precious metals. And one company, Goldco, will give you up to $10,000 worth of free silver when you open a qualified account.
Ever heard the expression “the gold standard”? Ever since mankind figured out how to mine and market gold, we’ve been clamoring for the stuff. These days, it’s not just jewelry: Both silver and gold are crucial elements in modern electronics, which makes them even more valuable.
Precious metals are wealth you can hold in your hands, as opposed to paper currency that is heavily regulated by banks and governments — and which can be printed by those governments without any real backing. And if your circumstances change? Count on Goldco’s “Highest Price Buy-Back Guarantee” to let you convert some of your precious metals back to cash.
You can also invest spirit save for retirement this way. Goldco lets you open a Precious Metals IRA, or some other type of tax-advantaged retirement account, paying strict attention to federal guidelines.
The company has an A+ rating from the Better Business Bureau and an AAA rating from the Business Consumer Alliance. Satisfied customers give Goldco 5-star ratings on Trustpilot, Google Reviews, Trustlink and ConsumerAffairs.com.
Protect and secure your wealth today. Get your free investor’s guide now.
4. See if you’re overpaying for car insurance
Everywhere you look there’s a commercial, a billboard or a pop-up ad for auto insurance. Each company swears that it alone can deliver the best deal for your wheels. They can’t all be the best.
Let The Zebra, a free comparison site, find you cheaper car insurance in minutes. It’s totally free!
Simply answer some questions, and you’ll instantly get new rates from top-rated car insurance companies. Here’s the best part: No salesman will call. That’s because The Zebra does the work without asking for any personally identifying information.
People save $440 per year on average, according to the site. That’s $440 in extra cash added to your wallet year after year.
Stop overpaying for coverage. Compare car insurance quotes for free.
5. Add $1,000 extra to your wallet every year
Finding “extra” money in your budget is one of the simplest ways to bring in extra cash. No need to get a second job; instead, you’ll just find better ways to use the money you already have.
Trouble is, you don’t know what you don’t know. If only there were a way to get reliable, up-to-the-minute money advice along with everyday tips for keeping more of your cash.
Oh, wait, there ice! It’s called the Money Talks Newsletter, and it’s completely free.
In just a few minutes per day, you’ll be getting money-saving tips from the experts, info on how to spend less and earn more, two free e-books (“208 Ways to Save Money Every Day” and “108 Easy Ways to Earn Extra Cash”), and deals and coupon codes that will save you money on whatever you need.
Our subscribers — more than 1.1 million so far — report an average annual savings of $991.20 due to our consumer-focused tips. Think what an extra $1,000 a year could do for your bottom line.
Did we mention that all this knowledge is free? Sign up for the Money Talks Newsletter and start bringing in extra cash.
Disclosure: The information you read here is always objective. However, we sometimes receive compensation when you click links within our stories.